Which of the following is NOT a goal of PCI DSS?

The goal of PCI DSS (Payment Card Industry Data Security Standard) is to enhance payment card security and protect cardholder data. Each of the established goals is centered on safeguarding sensitive payment information and ensuring that organizations manage and protect this data appropriately.

Monitoring and testing networks regularly is critical for identifying vulnerabilities and ensuring that security controls are effective. Building and maintaining a secure network serves to protect the infrastructure from attacks and unauthorized access. Protecting cardholder data is the core purpose of PCI DSS, as it aims to ensure that sensitive information is secure throughout the transaction process.

Increasing profit margins from credit transactions does not align with the foundational principles of PCI DSS, which focuses primarily on security rather than financial gains. The standards are designed to foster trust between consumers and merchants and to minimize the risk of data breaches, rather than to enhance profitability directly. Therefore, this choice correctly identifies an objective that is outside the purview of PCI DSS goals.