What is the purpose of a Self-Assessment Questionnaire (SAQ)?

The Self-Assessment Questionnaire (SAQ) is specifically designed to assist merchants in evaluating their compliance with the Payment Card Industry Data Security Standards (PCI DSS). The SAQ provides a structured and straightforward way for smaller merchants, who may not require a formal audit, to assess their security measures and practices against PCI DSS requirements. By completing the SAQ, merchants can identify areas where they may not be compliant and take necessary actions to improve their security posture to protect cardholder data.

This tool is especially valuable for businesses that handle payment card information, as it encourages self-evaluation and continuous improvement in their security practices. Proper use of the SAQ ultimately helps ensure that merchants align with the necessary standards set to mitigate risks associated with payment card transactions.