What is the primary goal of PCI DSS?

The primary goal of PCI DSS, or the Payment Card Industry Data Security Standard, is to protect cardholder data and secure payment transactions. This standard was established to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment. PCI DSS outlines specific security requirements and best practices aimed at safeguarding sensitive payment information from theft and data breaches, thereby building trust with consumers and ensuring the integrity of financial transactions.

The focus on protecting cardholder data is critical for preventing fraud and maintaining the security of payment systems, which ultimately benefits both businesses and consumers. When organizations adhere to these standards, they contribute to a more robust and secure payment ecosystem, lowering the risk of data compromise and ensuring compliance with regulatory requirements.

Other options, while relevant to business operations, do not capture the essence and intent of PCI DSS, which is specifically about data security in the context of payment information.